Dakota Roofing & Claims
Aerial view of a cedar-shake roof on a Sioux Falls home, shot from Dakota Roofing's drone

Sioux Falls · Roofing & Claims

Two jobs, one contractor — the roof and the argument with your carrier. Dakota Roofing & Claims is a woman- and veteran-owned general contractor that has been doing insurance claims as long as it has been doing roofs.

  • Woman- & veteran-owned
  • Rooftop, drone & aerial inspections
  • Up to a 100-mile radius
  • Woman- & veteran-owned
  • At Home and During Desert Storm
  • General contracting
  • Roofing (residential & commercial)
  • Insurance claim advocacy
  • Storm recovery management
  • Damage assessment
  • Gutters (K-style & commercial)
  • Siding
  • Windows
  • Wood decking
  • Painting
  • HVAC
  • Up to a 100-mile radius

What they do

Hail doesn't stop at the roofline. It takes the gutters, the siding, the windows, the HVAC unit on the way past. Dakota became full general contractors in 2016 for exactly that reason — so one company can put the whole house back.

Residential Roofing

Laminate shingles — 3-tab, T-lock, architectural — plus designer and impact-resistant IR4, wood shakes and shingles, tile, and metal. The roof gets specified to the house, not to whatever is on the truck.

  • Laminate: 3-tab, T-lock, architectural
  • Designer & impact-resistant (IR4)
  • Wood shake, tile & metal

Insurance Claim Advocacy

The half of a storm roof nobody warns you about. Damage assessment, the claim itself, and the argument when the first scope comes back light — Dakota has been doing claims as long as they have been doing roofs.

  • Damage assessment
  • Claim filing & advocacy
  • Storm recovery management

Inspections — Rooftop, Drone & Aerial

Rooftop, drone, and aerial inspections, including buyer/seller storm inspections delivered as a 31-point report. If you are trying to close on a house, that is the one that saves the deal.

  • Rooftop, drone & aerial
  • Buyer/seller storm inspections
  • 31-point report

31 points, on a buyer/seller storm inspection.

Commercial Roofing

EPDM and TPO rubber, built-up, and rolled systems for low-slope commercial buildings, plus commercial K-style gutter.

  • EPDM & TPO rubber
  • Built-up & rolled
  • Commercial gutter

Gutters, Siding & Windows

They are general contractors, not only roofers. K-style gutter, siding, windows, wood decking, and painting — the whole exterior envelope, one contractor.

  • K-style gutter
  • Siding & windows
  • Wood decking & painting

Storm Recovery Management

After a hail event the whole house is in play, not only the roof. Dakota manages the recovery across every trade the storm touched, HVAC included.

  • Whole-property storm scope
  • Multi-trade coordination
  • HVAC

Roofing & claims

The roof is the easy half. The hard half is the first scope that comes back from the carrier, the supplement nobody files, and the depreciation nobody chases. Dakota does damage assessment, files and argues the claim, and manages the storm recovery across every trade the hail touched — HVAC included.

What the first check covers

~55%

Dakota's own figure: carriers typically pay about 55% of the actual damage on that first check.

The inspection is free. Booking is a request — Dakota confirms the time.

Dakota's own numbers, in their words

  • 1,000+ claims and $12M recovered in our first 18 months

  • 95% success rate on supplements

  • More than 90% of claims are modified from the carrier's first scope

  • Carriers typically pay about 55% of the actual damage on the first check

Licensed, bonded, and carrying $2M+ in general liability plus workers' compensation.

Carriers Dakota says they've worked with

  • State Farm
  • Nationwide
  • USAA
  • Auto-Owners
  • AAA
  • Farm Bureau
  • Farmers

These are Dakota's figures and Dakota's statements about its own record, quoted as they give them. Ask them for the paperwork on your own claim — they'll show you.

Their work

Every photograph on this site came off Dakota's own camera. No stock houses. No other company's jobs.

A roof stripped to the bare plywood deck mid tear-off, with vent flashing and nail plates

Down to the bare deck.

Old roof stripped, plywood exposed, nail plates and vent flashing in the open. This is the part of the job that decides whether the new roof lasts — and the part a homeowner never sees.

A completed re-roof on a single-storey home with stone accents

A finished re-roof.

Laminate shingle over a single-story ranch with stone accents.

Dakota's own note on this photo: “Installed Landmark Shingles.”

A completed roof on a suburban home, seen from the street

Finished, from the street.

Where a roof is actually judged — from the curb, by the neighbors, on a Tuesday.

In their own words

A trucker whose mortgage company sat on the funds. A seller whose inspector failed the roof. Someone with a small claim, a big deductible and nobody calling back.

Verbatim from Dakota's customers, as Dakota publishes them.

Dakota Roofing & Claims

Sioux Falls

Dakota Roofing & Claims

Local to Sioux Falls since the early 1990s.

Who they are

Dakota Roofing & Claims is a small, woman- and veteran-owned business — and in their own words, they served at home and during desert storm. After the next hailstorm, half the trucks on your street will have out-of-state plates and a door-knocking script. These people have been here since the early nineties.

  1. Early 1990s

    Local to Sioux Falls

    Not a storm-chasing crew with out-of-state plates. They were living here long before they were roofing here.

  2. 2013

    Into roofing

    Started out working alongside a large national roofing company — which is where the claims side of the business came from.

  3. 2016

    Full general contractors

    Because hail doesn't only take the roof. Gutters, siding, windows, decking, HVAC — one contractor, whole house.

Financing

A claim can move faster than a bank account. Dakota offers GreenSky financing so the roof can go on while the money sorts itself out.

Terms as GreenSky and Dakota advertise them. Approval and final terms come from the lender, not from us — and not from this website.

GreenSky, as Dakota advertises it

  • 12 months, no interest
  • 9.9% for up to 96 months
  • Financing up to $65,000
  • 90-second approval
  • No collateral required

Cards accepted

  • Visa
  • Mastercard
  • Discover
  • American Express

A 1.8%–3.5% processing fee applies to card payments.

Questions

Still stuck? The Storm Desk in the corner of this page is answered any hour, and it will get a real request in front of Dakota. Or just call (605) 212-0227.

What does Dakota Roofing & Claims do?

Dakota Roofing & Claims is a Sioux Falls general contractor built around two things at once: roofing and insurance claims. Residential laminate, designer and impact-resistant IR4, wood shake, tile and metal; commercial EPDM, TPO, built-up and rolled systems; plus gutters, siding, windows, wood decking, painting and HVAC. They are woman- and veteran-owned.

Do you handle the insurance claim, or just the roof?

Both, and the claim is the point. Dakota handles damage assessment, files and advocates the claim, and manages the storm recovery across every trade the storm touched. Dakota states that more than 90% of claims get modified from the carrier's first scope, and that carriers typically pay only about 55% of the actual damage on that first check.

Do you do drone inspections?

Yes — their inspection service covers rooftop, drone, and aerial. They also run buyer/seller storm inspections and deliver them as a 31-point report, which is the one that matters if you are trying to close on a house.

What areas do you serve?

Sioux Falls, Brandon, Harrisburg, Tea, Dakota Dunes, Brookings, Garretson, and North and South Sioux City — up to a 100-mile radius.

Is financing available?

Dakota advertises GreenSky financing: 12 months no interest, 9.9% for up to 96 months, up to $65,000, 90-second approval and no collateral. They also take Visa, Mastercard, Discover and American Express, with a 1.8%–3.5% processing fee on card payments.

Are you licensed and insured?

Dakota states they are licensed, bonded, and carry $2M+ in general liability along with workers' compensation, and that they have worked claims with State Farm, Nationwide, USAA, Auto-Owners, AAA, Farm Bureau and Farmers.

Service area: Sioux Falls · Brandon · Harrisburg · Tea · Dakota Dunes · Brookings · Garretson · North Sioux City · South Sioux City up to a 100-mile radius.

Free inspection

Tell Dakota what happened and where. They'll come look at the roof — rooftop, drone, or aerial — and tell you what they find, whether or not there is a claim in it.

  • Office

    401 E 8th St, Suite 209
    Sioux Falls, SD 57103

  • Office hours

    Monday – Friday9:00 AM – 5:00 PM
    SaturdayClosed
    SundayClosed

    Storms do not keep office hours. Outside those, the Storm Desk at the corner of this page — an AI assistant — takes the details and puts a real request in front of Dakota for the morning.

Request a free inspection

The inspection is free. No obligation, and no pressure.

CallFree Inspection