Their advertised number
That line is Dakota's own ad for their GreenSky financing program. Their figure, quoted here, not our quote for your roof. The current offer is theirs to confirm when you call.
The program as Dakota publishes it. Walk the cards; the fine print about card payments is printed underneath in plain sight, not buried. What you will not find here is a payment calculator, because a payment we compute would be a quote we have no business making.
The window
12 months, no interest
Twelve months to pay with no interest charged, exactly as they advertise it.
Whose number this is
Dakota advertises this program through GreenSky. The terms above are their published list, quoted whole. Confirm the current offer with them directly before you plan around it.
Cards taken: Visa, Mastercard, Discover, American Express.
A 1.8%–3.5% processing fee applies to card payments.
Before you count on it
Three conditions, straight off their financing page. No reading between lines required.
- No money down
- You must own the property
- The property must be the one financed for the work
Past the shingles
Their list of financeable trades runs past the roofline, the same way their storm work does.
Both lists are Dakota's own, published on their financing page. Nothing added, nothing rounded.
Where the money actually comes from
On a storm job the carrier's money leads and the financing follows it. The two panels below are Dakota's own positions, from their own pages, rendered as theirs.
The deductible
Their published position: A deductible is contractually owed by everyone involved, and Dakota takes it with the claim. For homeowners who need room, they offer in-house monthly payments, cards, or financing on larger deductibles.
The upgrade
In their experience insurance pays like for like, not upgrades. Financing is how their customers fund the step up, and most of them take one. That is their account of their own customers, not a promise about yours.
Free inspection
The inspection costs nothing and decides everything after it. If financing is part of your plan, say so in the notes and it becomes part of the same conversation. Dakota reaches out to confirm a time that works.

